MyFotoPad is Scrapbooking Software that is completely FREE. It does all the things you need in most scrapbooking functions without having to pay over the top prices for software that has half the functionality.

Features
Write wherever you want anywhere you like
Draw anything you like just like pen and paper
Use and create your own collages for your pictures
Capture any Bit of the screen you need from the Web or Elsewhere
Have AUDIO recordings as part of your scrapbook
Change your Photos to Black and White
Give your Pictures a Sepia effect for a Dated look
Emboss your pictures to give that 3-D look
Create a Torn look on your pictures
Soften, Blur or Sharpen pictures at will
Lighten Darken and improve the contrast of your pictures
Convert your Scrapbooking to HTML pages

Installation not necessary, download and run the executable file.